Financing Solutions

Tailored Financing for Local Businesses

Move your business forward with loan solutions designed to empower growth, foster innovation, and support real-world goals.

Explore our loan offerings to see how community-focused financing can make a difference.

Community impact

Build Your Real Estate Vision

Click below to start your loan application and explore tailored funding for your next project.

Our Process

Building Success Step-by-Step

01

Initial Consultation

We begin by understanding your financial needs, goals, and project specifics, ensuring our approach aligns with your vision.

02

Customized Strategy

Based on our insights, we design a financing strategy that includes loan options, timelines, and milestones tailored to your project.

03

Implementation & Support

We execute the financing plan, providing continuous support to ensure each stage moves forward seamlessly, keeping you on track for success.

Real Estate Loans

Our real estate financing solutions are designed to support both investment and development projects, tailored to meet diverse needs and goals. Whether you’re pursuing a fix-and-flip venture, building a rental income portfolio, or developing a new property, Beech Capital offers flexible short-term and long-term financing options that align with your specific objectives.

Types of Real Estate Loans:

Investment Loans: Ideal for purchasing properties intended for investment, these loans cover stabilized properties or those needing minimal rehabilitation. Eligible property types include multi-family, retail, and office spaces, supporting a range of real estate investment goals.
Developer Loans: For projects requiring major renovations or new construction, developer loans provide comprehensive coverage, including acquisition and construction costs. These loans empower developers to bring their vision to life, enhancing community spaces and contributing to local growth.

Eligible Properties

Multi-family residential
Retail, office, and mixed-use spaces
Community facilities

Customized Loan Terms

Each loan is tailored with flexibility, with terms influenced by loan types, project specifics, and risk-based considerations. Beech Capital is committed to working closely with you to understand your goals and provide financing that empowers your real estate journey.

Financial Consultation & Strategy

Thrive in an ever-changing business landscape with our tailored financial consultation services. We align your financing with business goals, helping you grow sustainably and make a meaningful impact.

Business Growth Planning

Navigating financial pathways to support startup growth, expansion, or new investments.

Loan Structure Evaluation

Ensuring your loan terms, repayment schedules, and funding options are the best fit for your business or project.

Secure Financial Solutions

In today’s interconnected world, financial security is paramount. Our financing solutions are designed to protect and empower your business, ensuring trust and integrity at every step.

Risk Assessment & Management

Leveraging insights to identify and manage potential financial risks, ensuring your investments are protected.

Regular Financial Reviews

Conducting periodic reviews to ensure your financing remains aligned with your business goals and market conditions.

Frequently Asked Questions

Got Questions? We’re Here to Help

Unsure which financing option fits your business needs? Don’t hesitate to reach out! Here are some common questions from entrepreneurs like you.

Who is eligible for a loan from Beech Capital?

Beech Capital provides loans to small business owners, entrepreneurs, and developers across the country, especially those in underserved communities. We welcome applicants with diverse financial backgrounds and focus on supporting businesses that contribute to community growth.

What documents do I need to apply?

Generally, we require a business plan, financial statements, personal and business tax returns, and proof of business ownership. Our team can provide a complete checklist during your initial consultation to make sure you’re prepared.

Are there minimum or maximum loan amounts?

Yes, our business loans range from $1,000 to $50,000, and our real estate loans are available for larger amounts based on the project’s requirements. Our team will work with you to determine the appropriate loan size for your needs.

What factors does Beech Capital consider in the loan approval process?

We take a holistic view of each applicant. While financials are important, we also consider factors like your business’s impact on the community, your dedication, and your growth potential. Traditional credit scores are not our primary focus.

How long does it take to receive a loan once approved?

After approval, funds are typically disbursed within 2-4 weeks, depending on the complexity of the project. Our team keeps you informed every step of the way to ensure a smooth process.

Does Beech Capital offer support beyond the loan itself?

Absolutely. We provide ongoing business consulting, technical assistance, and access to resources that can help you succeed. Our commitment is to be a long-term partner in your growth journey.

Can Beech Capital help if I’ve been turned down by traditional banks?

Yes. As a Community Development Financial Institution (CDFI), we specialize in supporting businesses that may not meet the requirements of traditional lenders. We aim to offer more accessible options for community-focused entrepreneurs.