Financing Solutions

Tailored Financing for Local Businesses

Move your business forward with loan solutions designed to empower growth, foster innovation, and support real-world goals.

Explore our loan offerings to see how community-focused financing can make a difference.

Community impact

Our Process

Building Success Step-by-Step

01

Initial Consultation

We begin by understanding your financial needs, goals, and project specifics, ensuring our approach aligns with your vision.

02

Customized Strategy

Based on our insights, we design a financing strategy that includes loan options, timelines, and milestones tailored to your project.

03

Implementation & Support

We execute the financing plan, providing continuous support to ensure each stage moves forward seamlessly, keeping you on track for success.

Micro Loans

Welcome to Beech Capital, where our commitment to empowering businesses is at the heart of everything we do. We provide tailored lending solutions for both new and established businesses, including nonprofits. Whether you need financing for equipment, expanding to a new location, or acquiring property for operations, Beech Capital is here to support your growth.

Business Loans

At Beech Capital, we offer two main categories of loans designed to support small businesses and real estate projects across the country.

Loan Options:

Term Loans: Fixed payments over a set period, ideal for long-term planning and stability.
Lines of Credit: Flexible funds available as needed to help manage cash flow.

Uses for Business Loans:

Purchase of equipment, inventory, or supplies
Office and retail space expansion
Furniture, fixtures, and machinery for day-to-day operations

With loan amounts ranging from $1,000 to $50,000, our business loans are designed to meet diverse needs, fueling your journey from startup to expansion. Let’s discuss how we can support your business goals with strategic, accessible financial solutions.

Why Choose Us?

Our approach values character and community impact over credit scores, focusing on your vision and commitment.

Financial Consultation & Strategy

Thrive in an ever-changing business landscape with our tailored financial consultation services. We align your financing with business goals, helping you grow sustainably and make a meaningful impact.

Business Growth Planning

Navigating financial pathways to support startup growth, expansion, or new investments.

Loan Structure Evaluation

Ensuring your loan terms, repayment schedules, and funding options are the best fit for your business or project.

Secure Financial Solutions

In today’s interconnected world, financial security is paramount. Our financing solutions are designed to protect and empower your business, ensuring trust and integrity at every step.

Risk Assessment & Management

Leveraging insights to identify and manage potential financial risks, ensuring your investments are protected.

Regular Financial Reviews

Conducting periodic reviews to ensure your financing remains aligned with your business goals and market conditions.

Frequently Asked Questions

Got Questions? We’re Here to Help

Unsure which financing option fits your business needs? Don’t hesitate to reach out! Here are some common questions from entrepreneurs like you.

Who is eligible for a loan from Beech Capital?

Beech Capital provides loans to small business owners, entrepreneurs, and developers across the country, especially those in underserved communities. We welcome applicants with diverse financial backgrounds and focus on supporting businesses that contribute to community growth.

What documents do I need to apply?

Generally, we require a business plan, financial statements, personal and business tax returns, and proof of business ownership. Our team can provide a complete checklist during your initial consultation to make sure you’re prepared.

Are there minimum or maximum loan amounts?

Yes, our business loans range from $1,000 to $50,000, and our real estate loans are available for larger amounts based on the project’s requirements. Our team will work with you to determine the appropriate loan size for your needs.

What factors does Beech Capital consider in the loan approval process?

We take a holistic view of each applicant. While financials are important, we also consider factors like your business’s impact on the community, your dedication, and your growth potential. Traditional credit scores are not our primary focus.

How long does it take to receive a loan once approved?

After approval, funds are typically disbursed within 2-4 weeks, depending on the complexity of the project. Our team keeps you informed every step of the way to ensure a smooth process.

Does Beech Capital offer support beyond the loan itself?

Absolutely. We provide ongoing business consulting, technical assistance, and access to resources that can help you succeed. Our commitment is to be a long-term partner in your growth journey.

Can Beech Capital help if I’ve been turned down by traditional banks?

Yes. As a Community Development Financial Institution (CDFI), we specialize in supporting businesses that may not meet the requirements of traditional lenders. We aim to offer more accessible options for community-focused entrepreneurs.