Beech Capital is committed to creating an inclusive and equitable environment for our clients, employees, and community partners. We are dedicated to fostering a culture of respect and equal opportunity, ensuring that no individual is discriminated against based on race, color, national origin, sex, age, disability, religion, marital status, familial status, sexual orientation, gender identity, or any other characteristic protected by applicable law.
In alignment with federal laws, state regulations, and our values, Beech Capital strictly prohibits discriminatory practices in all aspects of our operations, services, employment practices, and financial products.
1. Commitment to Equal Opportunity
Beech Capital is an equal opportunity provider, employer, and lender. We are committed to ensuring that everyone has fair access to our programs, products, and services without facing discrimination. This commitment applies to:
- Employment Practices: Hiring, promotion, training, benefits, and other employment decisions are based on individual merit, qualifications, and job-related factors. All employment actions are conducted without regard to protected characteristics.
- Service Delivery: Our loan and financial assistance programs are available to all qualified individuals and businesses. Decisions regarding loan eligibility, terms, and support are made impartially, based solely on financial qualifications and business needs.
- Public Interaction: All clients, applicants, and community members are treated with respect and fairness in our interactions. Beech Capital is dedicated to providing a welcoming and inclusive environment for all who seek our services.
2. Federal and State Non-Discrimination Laws
Beech Capital adheres to all relevant non-discrimination laws, including but not limited to:
- Title VI of the Civil Rights Act of 1964: Prohibits discrimination based on race, color, or national origin in programs and activities receiving federal financial assistance.
- Title VII of the Civil Rights Act of 1964: Protects employees and job applicants from discrimination based on race, color, religion, sex, or national origin.
- Equal Credit Opportunity Act (ECOA): Prohibits creditors from discriminating against credit applicants based on race, color, religion, national origin, sex, marital status, age, or because all or part of the applicant’s income derives from any public assistance program.
- Section 504 of the Rehabilitation Act of 1973: Prohibits discrimination based on disability in programs and activities receiving federal financial assistance.
- Title IX of the Education Amendments Act of 1972: Prohibits discrimination based on sex in educational programs and activities that receive federal assistance.
- Age Discrimination Act of 1975: Prohibits discrimination based on age in programs or activities receiving federal financial assistance.
3. Language Assistance and Accessibility
Beech Capital is committed to ensuring meaningful access to services for individuals with limited English proficiency (LEP) and those with disabilities. We provide:
- Language Assistance: For individuals with limited English proficiency, Beech Capital offers reasonable language assistance services to ensure access to our programs and services.
- Accessibility Accommodations: Beech Capital provides reasonable accommodations to individuals with disabilities, ensuring equal access to our facilities, services, and communications.
If you require assistance or accommodation to participate fully in our programs, please contact us, and we will work to meet your needs.
4. Reporting and Resolving Complaints of Discrimination
If you believe you have been discriminated against in any aspect of our service delivery, employment practices, or other interactions, you have the right to file a complaint. Beech Capital takes all discrimination complaints seriously and commits to addressing them promptly and equitably.
How to File a Complaint
To file a complaint of discrimination, you may contact the U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity, or you may reach out to Beech Capital directly.
Federal Contact Information:
- Mail: U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity, 1500 Pennsylvania Avenue, NW, Washington, DC 20220
- Phone: (202) 622-1160
- Email: [email protected]
Internal Contact Information:
- Beech Capital Compliance Officer:COO(215) 763-8824
5. Anti-Retaliation Policy
Beech Capital prohibits retaliation against any individual who files a discrimination complaint, participates in an investigation, or opposes discriminatory practices. We encourage open communication, and we are committed to ensuring that all reports of discrimination are handled without fear of reprisal.
6. Policy Review and Compliance
Beech Capital regularly reviews this Non-Discrimination Policy to ensure continued compliance with federal and state laws and to reflect best practices in diversity, equity, and inclusion. We are committed to maintaining the highest standards of ethical conduct, equal opportunity, and accessibility.
Your Rights Are Protected
This policy affirms Beech Capital’s commitment to fostering an inclusive, non-discriminatory environment that respects all individuals. If you have questions about this policy or need clarification, please reach out to our Compliance Officer.
Contact Information:
Beech Capital
1510 Cecil B. Moore Avenue, Suite 300
Philadelphia, Pa. 19121
(215) 763-8825