Welcome to Beech Capital’s website (“Site”) and services. By accessing our Site or using any of our services, you agree to the terms and conditions set forth in this Terms of Use Agreement (“Agreement”). Please read this Agreement carefully. If you do not agree to these terms, discontinue use of our services immediately.
1. Acceptance of Terms
By accessing the Site or using our services, you signify that you have read, understood, and agree to abide by this Agreement and any other policies or agreements referenced herein, including our Privacy Policy and Non-Discrimination Policy.
2. Changes to the Agreement
Beech Capital may modify this Agreement from time to time. Any changes will be effective upon posting on the Site. Continued use of the Site following any updates signifies your acceptance of those changes. We encourage users to review this Agreement periodically.
3. Eligibility
Our services are intended for users aged 18 years or older. By using our Site, you affirm that you are of legal age and capable of entering a binding agreement. If you are accessing the Site on behalf of an organization, you represent and warrant that you have the authority to bind that organization to this Agreement.
4. Account Registration
To use certain features of the Site, you may need to register for an account. You are responsible for maintaining the confidentiality of your account information and for all activities under your account. Notify us immediately of any unauthorized use of your account.
5. Permissible Use
You agree to use the Site and services only for lawful purposes. Prohibited activities include, but are not limited to:
- Engaging in fraud, misrepresentation, or false identity
- Accessing another user’s account without authorization
- Posting harmful, abusive, or offensive content
- Introducing harmful software such as viruses or malware
- Any other activities that would compromise the Site’s integrity or interfere with other users’ experience
6. Loan Services
Beech Capital offers financial products designed to support small businesses, real estate projects, and community-focused initiatives. By applying for or receiving a loan, you agree to the terms outlined in your loan agreement, including repayment conditions, use of funds, and eligibility criteria.
7. Intellectual Property Rights
All content on the Site, including logos, text, graphics, and software, is owned by or licensed to Beech Capital. Unauthorized use of our intellectual property, including but not limited to copying, modifying, distributing, or displaying content from our Site, is strictly prohibited.
8. Limitation of Liability
To the fullest extent permitted by law, Beech Capital shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or our services. This includes any damages resulting from errors, interruptions, or delays in our services, even if we were advised of the potential for such damages.
9. Disclaimer of Warranties
The Site and all services provided by Beech Capital are offered “as is” without any warranties, either express or implied. Beech Capital makes no guarantees regarding the accuracy, reliability, or availability of our Site and services. Use of the Site is at your own risk.
10. Privacy and Data Collection
Your privacy is important to us. Please refer to our Privacy Policy for details on how we collect, use, and safeguard your personal information. By using our Site, you consent to our data practices as described in our Privacy Policy.
11. Dispute Resolution and Governing Law
This Agreement is governed by the laws of the State of November 11, 2024, without regard to conflict of law principles. Any disputes arising out of or relating to this Agreement shall be resolved through binding arbitration in Philadelphia, Pa., unless prohibited by law.
12. Termination of Use
Beech Capital reserves the right to terminate your access to the Site or our services at any time, for any reason, without prior notice. Reasons for termination may include violations of this Agreement or activities that compromise the security or integrity of our services.
13. Contact Information
For questions regarding this Agreement, please contact us at:
Beech Capital
1510 Cecil B. Moore Avenue, Suite 300
Philadelphia, Pa. 19121
(215) 763-8825
Entire Agreement
This Agreement, along with our Privacy Policy and Non-Discrimination Policy, represents the entire agreement between you and Beech Capital regarding the use of our Site and services.
Severability
If any provision of this Agreement is found to be unenforceable, the remaining provisions shall continue in effect.
Assignment
You may not transfer or assign this Agreement without our prior written consent. Beech Capital reserves the right to assign its rights and obligations under this Agreement at any time.
Thank you for using Beech Capital’s services. We look forward to supporting your financial and community goals.
If you have questions or concerns about our Privacy Policy or our data handling practices, please contact us:
Beech Capital
1510 Cecil B. Moore Avenue, Suite 300
Philadelphia, Pa. 19121
(215) 763-8825